5/12 ABC bones-Herceptin,Tamox&Zometa
8/12 Liver mets-Abraxane,Herceptin&Zometa
6/13 Xeloda/Tykerb Xgeva
11/14 TDM1 Xgeva
1/15 Rads to tumour in head
2/16 Whole brain rads lepto. mets, continue TDM1
8/16. Navelbine, Herceptin
1/17 Neratanib Xeloda & Herceptin.
I am used to all the funeral ads on tv and insurance etc. I can turn off to these mostly, probably because I am not at this stage terminal. We recently combined our superannuation and have set up a self managed fund so unfortunately I don't think I can get a payout unless I die where my husband will get a small amount. Pretty typical of our luck, the moment we decide to do something pro active with our finances something happens to make it not the best move, lol. Doesn't matter though as it was a positive move and hopefully will strengthen our retirement funds whether I am here or not.
I guess at the end of it all I am just upset that all I am asking for is some help financially to live until the end of the year and they have turned it into something that it isn't. I just know however that if I had put a claim in for the full two years saying that I couldn't work they would be saying but you aren't terminal, no reason you can't go back in the new year. I can't win.
Her niece was a lawyer and complained to Centrelink and arranged all the paperwork for her and she did receive an apology.
Not what you need at this time Judy. How did it end up? Surely, as you say, a Dr's certificate to your assessor is all you need stating that you would be best not to work for the rest of the year. A few months off work doesn't seem terminal to me. Isn't this why we have income protection?
I'm so angry with them on your behalf!!
That is so unfair. I hope you put more faith in what your medical team tells you than someone from an insurance company. Let him think what he likes, particularly if it improves your claim. You've been absolutely amazing in handling all this. I hope you can pick up mentally again.
Dx LCIS Dec 1997, Dx IDC, DCIS, bilateral LCIS Oct 2005 er+pr+her2-
Bilateral Mastectomies, expanders and silicone implants
I thought that as I have been off work for a week now I should get my backside into gear and get the income protection claim rolling. I spoke to a lovely young man and he took down the few details he needed to start it. The first question of course was what was the diagnosis, I replied with uterine cancer. The next question was what grade, I replied with grade 3. Hmmm.. he said, it says here that grade 3 uterine cancer is considered advanced and that you are likely to become terminal, have you been told that you are terminal? WTF???!!! What difference does that make to them for a start? Stage 3 does not mean terminal! It's not good but it's not a given! No my doctor hasn't told me this because doctors try to keep a positive spin on it and they themselves have no idea of how the cancer will act. I was gobsmacked. My specialist finally made me feel a little more hopeful this week and in two minutes this person has dragged me right back to where I was, worse even. He then went on to ask me what time frame my doctor has given me regarding being terminal!! WTF again!!! My doctors tell me I would be best off not working until at least the end of the year and I have decided that this is the way to go. Why should a clerk have to ask these questions? Surely this is something that is between the assessor and my doctors. I know it was uncomfortable for this man and he was very nice about it and only doing his job but seriously???? Who approves these processes?
Rant over but I will never be able to unhear those comments and questions and it has set me back mentally more than I thought possible.
Who is online
Users browsing this forum: No registered users and 1 guest